This Privacy Policy describes Our policies and procedures on
the collection, use and disclosure of Your information when You use the Service
and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the
Service. By using the Service, You agree to the collection and use of
information in accordance with this Privacy Policy.
Interpretation and Definitions
The words of which the initial letter is capitalized have
meanings defined under the following conditions. The following definitions
shall have the same meaning regardless of whether they appear in singular or in
plural.
For the purposes of this Privacy Policy:
Account
means a unique account created for You to access our Service or parts of our
Service.
Business,
for the purpose of the CCPA (California Consumer Privacy Act), refers to the
Company as the legal entity that collects Consumers' personal information and
determines the purposes and means of the processing of Consumers' personal
information, or on behalf of which such information is collected and that
alone, or jointly with others, determines the purposes and means of the
processing of consumers' personal information, that does business in the State
of California.
Company
(referred to as either "the Company", "We", "Us"
or "Our" in this Agreement) refers to Smart Health.
For the purpose of the GDPR, the Company is
the Data Controller.
Consumer,
for the purpose of the CCPA (California Consumer Privacy Act), means a natural
person who is a California resident. A resident, as defined in the law,
includes (1) every individual who is in the USA for other than a temporary or
transitory purpose, and (2) every individual who is domiciled in the USA who is
outside the USA for a temporary or transitory purpose.
Cookies
are small files that are placed on Your computer, mobile device or any other
device by a website, containing the details of Your browsing history on that
website among its many uses.
Country
refers to: Oregon, United States
Data
Controller, for the purposes of the GDPR (General Data Protection
Regulation), refers to the Company as the legal person which alone or jointly
with others determines the purposes and means of the processing of Personal Data.
Device
means any device that can access the Service such as a computer, a cellphone or
a digital tablet.
Do
Not Track (DNT) is a concept that has been promoted by US regulatory
authorities, in particular the U.S. Federal Trade Commission (FTC), for the
Internet industry to develop and implement a mechanism for allowing internet
users to control the tracking of their online activities across websites.
Facebook
Fan Page is a public profile named Smart Health specifically created by the
Company on the Facebook social network, accessible from https://www.facebook.com/JeffKleinInsurance
Personal
Data is any information that relates to an identified or identifiable
individual.
For the purposes for GDPR, Personal Data
means any information relating to You such as a name, an identification number,
location data, online identifier or to one or more factors specific to the
physical, physiological, genetic, mental, economic, cultural or social
identity.
For the purposes of the CCPA, Personal Data
means any information that identifies, relates to, describes or is capable of
being associated with, or could reasonably be linked, directly or indirectly,
with You.
Sale,
for the purpose of the CCPA (California Consumer Privacy Act), means selling,
renting, releasing, disclosing, disseminating, making available, transferring,
or otherwise communicating orally, in writing, or by electronic or other means,
a Consumer's personal information to another business or a third party for
monetary or other valuable consideration.
Service
refers to the Website.
Service
Provider means any natural or legal person who processes the data on behalf
of the Company. It refers to third-party companies or individuals employed by
the Company to facilitate the Service, to provide the Service on behalf of the
Company, to perform services related to the Service or to assist the Company in
analyzing how the Service is used. For the purpose of the GDPR, Service
Providers are considered Data Processors.
Third-party
Social Media Service refers to any website or any social network website
through which a User can log in or create an account to use the Service.
Usage
Data refers to data collected automatically, either generated by the use of
the Service or from the Service infrastructure itself (for example, the
duration of a page visit).
Website
refers to Smart Health, accessible from https://www.SmartHealthQuote.com
You
means the individual accessing or using the Service, or the company, or other
legal entity on behalf of which such individual is accessing or using the
Service, as applicable.
Under GDPR (General Data Protection
Regulation), You can be referred to as the Data Subject or as the User as you
are the individual using the Service.
Collecting and Using Your Personal Data
While using Our Service, We may ask You to provide Us with
certain personally identifiable information that can be used to contact or
identify You. Personally identifiable information may include, but is not
limited to:
Email address
First name and last name
Phone number
Usage Data
Usage Data is collected automatically when using the
Service.
Usage Data may include information such as Your Device's
Internet Protocol address (e.g. IP address), browser type, browser version, the
pages of our Service that You visit, the time and date of Your visit, the time
spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device,
We may collect certain information automatically, including, but not limited
to, the type of mobile device You use, Your mobile device unique ID, the IP
address of Your mobile device, Your mobile operating system, the type of mobile
Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends
whenever You visit our Service or when You access the Service by or through a
mobile device.
We use Cookies and similar tracking technologies to track
the activity on Our Service and store certain information. Tracking
technologies used are beacons, tags, and scripts to collect and track
information and to improve and analyze Our Service. The technologies We use may
include:
·
Cookies
or Browser Cookies. A cookie is a small file placed on Your Device. You can
instruct Your browser to refuse all Cookies or to indicate when a Cookie is
being sent. However, if You do not accept Cookies, You may not be able to use
some parts of our Service. Unless you have adjusted Your browser setting so
that it will refuse Cookies, our Service may use Cookies.
·
Flash
Cookies. Certain features of our Service may use local stored objects (or
Flash Cookies) to collect and store information about Your preferences or Your
activity on our Service. Flash Cookies are not managed by the same browser
settings as those used for Browser Cookies. For more information on how You can
delete Flash Cookies, please read "Where can I change the settings for
disabling, or deleting local shared objects?" available at https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_
·
Web Beacons.
Certain sections of our Service and our emails may contain small electronic
files known as web beacons (also referred to as clear gifs, pixel tags, and
single-pixel gifs) that permit the Company, for example, to count users who
have visited those pages or opened an email and for other related website
statistics (for example, recording the popularity of a certain section and
verifying system and server integrity).
Cookies can be "Persistent" or "Session"
Cookies. Persistent Cookies remain on Your personal computer or mobile device
when You go offline, while Session Cookies are deleted as soon as You close
Your web browser. Learn more about cookies: Cookies: What Do They Do?.
We use both Session and Persistent Cookies for the purposes
set out below:
Necessary
/ Essential Cookies
Type: Session Cookies
Administered by: Us
Purpose: These Cookies are essential to
provide You with services available through the Website and to enable You to
use some of its features. They help to authenticate users and prevent
fraudulent use of user accounts. Without these Cookies, the services that You
have asked for cannot be provided, and We only use these Cookies to provide You
with those services.
Cookies
Policy / Notice Acceptance Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies identify if users
have accepted the use of cookies on the Website.
Functionality
Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow us to remember
choices You make when You use the Website, such as remembering your login
details or language preference. The purpose of these Cookies is to provide You
with a more personal experience and to avoid You having to re-enter your preferences
every time You use the Website.
Tracking
and Performance Cookies
Type: Persistent Cookies
Administered by: Third-Parties
Purpose: These Cookies are used to track
information about traffic to the Website and how users use the Website. The
information gathered via these Cookies may directly or indirectly identify you
as an individual visitor. This is because the information collected is
typically linked to a pseudonymous identifier associated with the device you
use to access the Website. We may also use these Cookies to test new pages,
features or new functionality of the Website to see how our users react to
them.
For more information about the cookies we use and your
choices regarding cookies, please visit our Cookies Policy or the Cookies
section of our Privacy Policy.
The Company may use Personal Data for the following
purposes:
To
provide and maintain our Service, including to monitor the usage of our
Service.
To
manage Your Account: to manage Your registration as a user of the Service.
The Personal Data You provide can give You access to different functionalities
of the Service that are available to You as a registered user.
For
the performance of a contract: the development, compliance and undertaking
of the purchase contract for the products, items or services You have purchased
or of any other contract with Us through the Service.
To
contact You: To contact You by email, telephone calls, SMS, or other
equivalent forms of electronic communication, such as a mobile application's
push notifications regarding updates or informative communications related to
the functionalities, products or contracted services, including the security
updates, when necessary or reasonable for their implementation.
To
provide You with news, special offers and general information about other
goods, services and events which we offer that are similar to those that you
have already purchased or enquired about unless You have opted not to receive
such information.
To
manage Your requests: To attend and manage Your requests to Us.
For
business transfers: We may use Your information to evaluate or conduct a
merger, divestiture, restructuring, reorganization, dissolution, or other sale
or transfer of some or all of Our assets, whether as a going concern or as part
of bankruptcy, liquidation, or similar proceeding, in which Personal Data held
by Us about our Service users is among the assets transferred.
For
other purposes: We may use Your information for other purposes, such as
data analysis, identifying usage trends, determining the effectiveness of our
promotional campaigns and to evaluate and improve our Service, products,
services, marketing and your experience.
We may share Your personal information in the following
situations:
·
With
Service Providers: We may share Your personal information with Service
Providers to monitor and analyze the use of our Service, for payment
processing, to contact You.
·
For
business transfers: We may share or transfer Your personal information in
connection with, or during negotiations of, any merger, sale of Company assets,
financing, or acquisition of all or a portion of Our business to another
company.
·
With
Affiliates: We may share Your information with Our affiliates, in which
case we will require those affiliates to honor this Privacy Policy. Affiliates
include Our parent company and any other subsidiaries, joint venture partners
or other companies that We control or that are under common control with Us.
·
With
business partners: We may share Your information with Our business partners
to offer You certain products, services or promotions.
·
With
other users: when You share personal information or otherwise interact in
the public areas with other users, such information may be viewed by all users
and may be publicly distributed outside. If You interact with other users or
register through a Third-Party Social Media Service, Your contacts on the
Third-Party Social Media Service may see Your name, profile, pictures and
description of Your activity. Similarly, other users will be able to view
descriptions of Your activity, communicate with You and view Your profile.
·
With Your
consent: We may disclose Your personal information for any other purpose
with Your consent.
The Company will retain Your Personal Data only for as long
as is necessary for the purposes set out in this Privacy Policy. We will retain
and use Your Personal Data to the extent necessary to comply with our legal
obligations (for example, if we are required to retain your data to comply with
applicable laws), resolve disputes, and enforce our legal agreements and
policies.
The Company will also retain Usage Data for internal
analysis purposes. Usage Data is generally retained for a shorter period of
time, except when this data is used to strengthen the security or to improve
the functionality of Our Service, or We are legally obligated to retain this
data for longer time periods.
Your information, including Personal Data, is processed at
the Company's operating offices and in any other places where the parties
involved in the processing are located. It means that this information may be
transferred to — and maintained on — computers located outside of Your state,
province, country or other governmental jurisdiction where the data protection
laws may differ than those from Your jurisdiction.
Your consent to this Privacy Policy followed by Your
submission of such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to
ensure that Your data is treated securely and in accordance with this Privacy
Policy and no transfer of Your Personal Data will take place to an organization
or a country unless there are adequate controls in place including the security
of Your data and other personal information.
If the Company is involved in a merger, acquisition or asset
sale, Your Personal Data may be transferred. We will provide notice before Your
Personal Data is transferred and becomes subject to a different Privacy Policy.
Under certain circumstances, the Company may be required to
disclose Your Personal Data if required to do so by law or in response to valid
requests by public authorities (e.g. a court or a government agency).
The Company may disclose Your Personal Data in the good
faith belief that such action is necessary to:
·
Comply with a legal obligation
·
Protect and defend the rights or property of the
Company
·
Prevent or investigate possible wrongdoing in
connection with the Service
·
Protect the personal safety of Users of the
Service or the public
·
Protect against legal liability
The security of Your Personal Data is important to Us, but
remember that no method of transmission over the Internet, or method of
electronic storage is 100% secure. While We strive to use commercially
acceptable means to protect Your Personal Data, We cannot guarantee its
absolute security.
Detailed Information on the Processing of Your Personal Data
The Service Providers We use may have access to Your
Personal Data. These third-party vendors collect, store, use, process and
transfer information about Your activity on Our Service in accordance with
their Privacy Policies.
We may use third-party Service providers to monitor and
analyze the use of our Service.
Google
Analytics
Google Analytics is a web analytics service
offered by Google that tracks and reports website traffic. Google uses the data
collected to track and monitor the use of our Service. This data is shared with
other Google services. Google may use the collected data to contextualize and
personalize the ads of its own advertising network.
You can opt-out of having made your
activity on the Service available to Google Analytics by installing the Google
Analytics opt-out browser add-on. The add-on prevents the Google Analytics
JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google
Analytics about visits activity.
For more information on the privacy practices
of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy
We may use Your Personal Data to contact You with
newsletters, marketing or promotional materials and other information that may
be of interest to You. You may opt-out of receiving any, or all, of these
communications from Us by following the unsubscribe link or instructions
provided in any email We send or by contacting Us.
We may use Email Marketing Service Providers to manage and
send emails to You.
Mailchimp
Mailchimp is an email marketing sending
service provided by The Rocket Science Group LLC.
For more information on the privacy practices
of Mailchimp, please visit their Privacy policy: https://mailchimp.com/legal/privacy/
We may use third-party Service Providers to provide better
improvement of our Service.
Invisible
reCAPTCHA
We use an invisible captcha service named
reCAPTCHA. reCAPTCHA is operated by Google.
The reCAPTCHA service may collect
information from You and from Your Device for security purposes.
The information gathered by reCAPTCHA is held
in accordance with the Privacy Policy of Google: https://www.google.com/intl/en/policies/privacy/
GDPR Privacy
We may process Personal Data under the following conditions:
·
Consent:
You have given Your consent for processing Personal Data for one or more
specific purposes.
·
Performance
of a contract: Provision of Personal Data is necessary for the performance
of an agreement with You and/or for any pre-contractual obligations thereof.
·
Legal
obligations: Processing Personal Data is necessary for compliance with a
legal obligation to which the Company is subject.
·
Vital
interests: Processing Personal Data is necessary in order to protect Your
vital interests or of another natural person.
·
Public
interests: Processing Personal Data is related to a task that is carried
out in the public interest or in the exercise of official authority vested in
the Company.
·
Legitimate
interests: Processing Personal Data is necessary for the purposes of the
legitimate interests pursued by the Company.
In any case, the Company will gladly help to clarify the
specific legal basis that applies to the processing, and in particular whether
the provision of Personal Data is a statutory or contractual requirement, or a
requirement necessary to enter into a contract.
The Company undertakes to respect the confidentiality of
Your Personal Data and to guarantee You can exercise Your rights.
You have the right under this Privacy Policy, and by law if
You are within the EU, to:
·
Request
access to Your Personal Data. The right to access, update or delete the
information We have on You. Whenever made possible, you can access, update or
request deletion of Your Personal Data directly within Your account settings
section. If you are unable to perform these actions yourself, please contact Us
to assist You. This also enables You to receive a copy of the Personal Data We
hold about You.
·
Request
correction of the Personal Data that We hold about You. You have the right
to to have any incomplete or inaccurate information We hold about You
corrected.
·
Object to
processing of Your Personal Data. This right exists where We are relying on
a legitimate interest as the legal basis for Our processing and there is
something about Your particular situation, which makes You want to object to
our processing of Your Personal Data on this ground. You also have the right to
object where We are processing Your Personal Data for direct marketing
purposes.
·
Request
erasure of Your Personal Data. You have the right to ask Us to delete or
remove Personal Data when there is no good reason for Us to continue processing
it.
·
Request
the transfer of Your Personal Data. We will provide to You, or to a
third-party You have chosen, Your Personal Data in a structured, commonly used,
machine-readable format. Please note that this right only applies to automated
information which You initially provided consent for Us to use or where We used
the information to perform a contract with You.
·
Withdraw
Your consent. You have the right to withdraw Your consent on using your
Personal Data. If You withdraw Your consent, We may not be able to provide You
with access to certain specific functionalities of the Service.
You may exercise Your rights of access, rectification,
cancellation and opposition by contacting Us. Please note that we may ask You
to verify Your identity before responding to such requests. If You make a
request, We will try our best to respond to You as soon as possible.
You have the right to complain to a Data Protection
Authority about Our collection and use of Your Personal Data. For more
information, if You are in the European Economic Area (EEA), please contact
Your local data protection authority in the EEA.
Facebook Fan Page
The Company is the Data Controller of Your Personal Data
collected while using the Service. As operator of the Facebook Fan Page https://www.facebook.com/JeffKleinInsurance,
the Company and the operator of the social network Facebook are Joint
Controllers.
The Company has entered into agreements with Facebook that
define the terms for use of the Facebook Fan Page, among other things. These
terms are mostly based on the Facebook Terms of Service: https://www.facebook.com/terms.php
Visit the Facebook Privacy Policy https://www.facebook.com/policy.php
for more information about how Facebook manages Personal data or contact
Facebook online, or by mail: Facebook, Inc. ATTN, Privacy Operations, 1601
Willow Road, Menlo Park, CA 94025, United States.
We use the Facebook Insights function in connection with the
operation of the Facebook Fan Page and on the basis of the GDPR, in order to
obtain anonymized statistical data about Our users.
For this purpose, Facebook places a Cookie on the device of
the user visiting Our Facebook Fan Page. Each Cookie contains a unique
identifier code and remains active for a period of two years, except when it is
deleted before the end of this period.
Facebook receives, records and processes the information
stored in the Cookie, especially when the user visits the Facebook services,
services that are provided by other members of the Facebook Fan Page and
services by other companies that use Facebook services.
For more information on the privacy practices of Facebook,
please visit Facebook Privacy Policy here: https://www.facebook.com/full_data_use_policy
CCPA Privacy
This privacy notice section for California residents
supplements the information contained in Our Privacy Policy and it applies
solely to all visitors, users, and others who reside in the State of
California.
We collect information that identifies, relates to,
describes, references, is capable of being associated with, or could reasonably
be linked, directly or indirectly, with a particular Consumer or Device. The
following is a list of categories of personal information which we may collect
or may have been collected from California residents within the last twelve
(12) months.
Please note that the categories and examples provided in the
list below are those defined in the CCPA. This does not mean that all examples
of that category of personal information were in fact collected by Us, but
reflects our good faith belief to the best of our knowledge that some of that
information from the applicable category may be and may have been collected.
For example, certain categories of personal information would only be collected
if You provided such personal information directly to Us.
Category
A: Identifiers.
Examples: A real name, alias, postal
address, unique personal identifier, online identifier, Internet Protocol
address, email address, account name, driver's license number, passport number,
or other similar identifiers.
Collected: Yes.
Category
B: Personal information categories listed in the California Customer Records
statute (Cal. Civ. Code § 1798.80(e)).
Examples: A name, signature, Social
Security number, physical characteristics or description, address, telephone
number, passport number, driver's license or state identification card number,
insurance policy number, education, employment, employment history, bank
account number, credit card number, debit card number, or any other financial
information, medical information, or health insurance information. Some
personal information included in this category may overlap with other
categories.
Collected: Yes.
Category
C: Protected classification characteristics under California or federal law.
Examples: Age (40 years or older), race,
color, ancestry, national origin, citizenship, religion or creed, marital
status, medical condition, physical or mental disability, sex (including
gender, gender identity, gender expression, pregnancy or childbirth and related
medical conditions), sexual orientation, veteran or military status, genetic
information (including familial genetic information).
Collected: No.
Category
D: Commercial information.
Examples: Records and history of products
or services purchased or considered.
Collected: Yes.
Category
E: Biometric information.
Examples: Genetic, physiological,
behavioral, and biological characteristics, or activity patterns used to
extract a template or other identifier or identifying information, such as,
fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait,
or other physical patterns, and sleep, health, or exercise data.
Collected: No.
Category
F: Internet or other similar network activity.
Examples: Interaction with our Service or
advertisement.
Collected: Yes.
Category
G: Geolocation data.
Examples: Approximate physical location.
Collected: No.
Category
H: Sensory data.
Examples: Audio, electronic, visual,
thermal, olfactory, or similar information.
Collected: No.
Category
I: Professional or employment-related information.
Examples: Current or past job history or
performance evaluations.
Collected: No.
Category
J: Non-public education information (per the Family Educational Rights and
Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).
Examples: Education records directly
related to a student maintained by an educational institution or party acting
on its behalf, such as grades, transcripts, class lists, student schedules,
student identification codes, student financial information, or student
disciplinary records.
Collected: No.
Category
K: Inferences drawn from other personal information.
Examples: Profile reflecting a person's
preferences, characteristics, psychological trends, predispositions, behavior,
attitudes, intelligence, abilities, and aptitudes.
Collected: No.
Under CCPA, personal information does not include:
·
Publicly available information from government
records
·
Deidentified or aggregated consumer information
·
Information excluded from the CCPA's scope, such
as:
·
Health or medical information covered by the
Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the
California Confidentiality of Medical Information Act (CMIA) or clinical trial
data
·
Personal Information covered by certain
sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA),
the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy
Act (FIPA), and the Driver's Privacy Protection Act of 1994
We obtain the categories of personal information listed
above from the following categories of sources:
·
Directly
from You. For example, from the forms You complete on our Service,
preferences You express or provide through our Service, or from Your purchases
on our Service.
·
Indirectly
from You. For example, from observing Your activity on our Service.
·
Automatically
from You. For example, through cookies We or our Service Providers set on
Your Device as You navigate through our Service.
·
From
Service Providers. For example, third-party vendors to monitor and analyze
the use of our Service, third-party vendors for payment processing, or other
third-party vendors that We use to provide the Service to You.
We may use or disclose personal information We collect for
"business purposes" or "commercial purposes" (as defined
under the CCPA), which may include the following examples:
·
To operate our Service and provide You with our
Service.
·
To provide You with support and to respond to
Your inquiries, including to investigate and address Your concerns and monitor
and improve our Service.
·
To fulfill or meet the reason You provided the
information. For example, if You share Your contact information to ask a
question about our Service, We will use that personal information to respond to
Your inquiry. If You provide Your personal information to purchase a product or
service, We will use that information to process Your payment and facilitate
delivery.
·
To respond to law enforcement requests and as
required by applicable law, court order, or governmental regulations.
·
As described to You when collecting Your
personal information or as otherwise set forth in the CCPA.
·
For internal administrative and auditing
purposes.
·
To detect security incidents and protect against
malicious, deceptive, fraudulent or illegal activity, including, when
necessary, to prosecute those responsible for such activities.
Please note that the examples provided above are
illustrative and not intended to be exhaustive. For more details on how we use
this information, please refer to the "Use of Your Personal Data"
section.
If We decide to collect additional categories of personal
information or use the personal information We collected for materially
different, unrelated, or incompatible purposes We will update this Privacy
Policy.
We may use or disclose and may have used or disclosed in the
last twelve (12) months the following categories of personal information for
business or commercial purposes:
·
Category A: Identifiers
·
Category B: Personal information categories
listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
·
Category D: Commercial information
·
Category F: Internet or other similar network
activity
Please note that the categories listed above are those
defined in the CCPA. This does not mean that all examples of that category of
personal information were in fact disclosed, but reflects our good faith belief
to the best of our knowledge that some of that information from the applicable
category may be and may have been disclosed.
When We disclose personal information for a business purpose
or a commercial purpose, We enter a contract that describes the purpose and
requires the recipient to both keep that personal information confidential and
not use it for any purpose except performing the contract.
As defined in the CCPA, "sell" and
"sale" mean selling, renting, releasing, disclosing, disseminating,
making available, transferring, or otherwise communicating orally, in writing,
or by electronic or other means, a consumer's personal information by the
business to a third party for valuable consideration. This means that We may
have received some kind of benefit in return for sharing personal Iinformation,
but not necessarily a monetary benefit.
Please note that the categories listed below are those
defined in the CCPA. This does not mean that all examples of that category of
personal information were in fact sold, but reflects our good faith belief to
the best of our knowledge that some of that information from the applicable
category may be and may have been shared for value in return.
We may sell and may have sold in the last twelve (12) months
the following categories of personal information:
·
Category A: Identifiers
·
Category B: Personal information categories
listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
·
Category D: Commercial information
·
Category F: Internet or other similar network activity
We may share Your personal information identified in the
above categories with the following categories of third parties:
·
Service Providers
·
Payment processors
·
Our affiliates
·
Our business partners
·
Third party vendors to whom You or Your agents
authorize Us to disclose Your personal information in connection with products
or services We provide to You
We do not sell the personal information of Consumers We actually
know are less than 16 years of age, unless We receive affirmative authorization
(the "right to opt-in") from either the Consumer who is between 13
and 16 years of age, or the parent or guardian of a Consumer less than 13 years
of age. Consumers who opt-in to the sale of personal information may opt-out of
future sales at any time. To exercise the right to opt-out, You (or Your
authorized representative) may submit a request to Us by contacting Us.
If You have reason to believe that a child under the age of
13 (or 16) has provided Us with personal information, please contact Us with
sufficient detail to enable Us to delete that information.
The CCPA provides California residents with specific rights
regarding their personal information. If You are a resident of California, You
have the following rights:
·
The right
to notice. You have the right to be notified which categories of Personal
Data are being collected and the purposes for which the Personal Data is being
used.
·
The right
to request. Under CCPA, You have the right to request that We disclose
information to You about Our collection, use, sale, disclosure for business
purposes and share of personal information. Once We receive and confirm Your
request, We will disclose to You:
·
The categories of personal information We
collected about You
·
The categories of sources for the personal
information We collected about You
·
Our business or commercial purpose for
collecting or selling that personal information
·
The categories of third parties with whom We
share that personal information
·
The specific pieces of personal information We
collected about You
·
If we sold Your personal information or
disclosed Your personal information for a business purpose, We will disclose to
You:
·
The categories of personal information
categories sold
·
The categories of personal information
categories disclosed
·
The right
to say no to the sale of Personal Data (opt-out). You have the right to
direct Us to not sell Your personal information. To submit an opt-out request
please contact Us.
·
The right
to delete Personal Data. You have the right to request the deletion of Your
Personal Data, subject to certain exceptions. Once We receive and confirm Your
request, We will delete (and direct Our Service Providers to delete) Your
personal information from our records, unless an exception applies. We may deny
Your deletion request if retaining the information is necessary for Us or Our
Service Providers to:
·
Complete the transaction for which We collected
the personal information, provide a good or service that You requested, take
actions reasonably anticipated within the context of our ongoing business
relationship with You, or otherwise perform our contract with You.
·
Detect security incidents, protect against
malicious, deceptive, fraudulent, or illegal activity, or prosecute those
responsible for such activities.
·
Debug products to identify and repair errors
that impair existing intended functionality.
·
Exercise free speech, ensure the right of
another consumer to exercise their free speech rights, or exercise another
right provided for by law.
·
Comply with the California Electronic Communications
Privacy Act (Cal. Penal Code § 1546 et. seq.).
·
Engage in public or peer-reviewed scientific,
historical, or statistical research in the public interest that adheres to all
other applicable ethics and privacy laws, when the information's deletion may
likely render impossible or seriously impair the research's achievement, if You
previously provided informed consent.
·
Enable solely internal uses that are reasonably
aligned with consumer expectations based on Your relationship with Us.
·
Comply with a legal obligation.
·
Make other internal and lawful uses of that
information that are compatible with the context in which You provided it.
·
The right
not to be discriminated against. You have the right not to be discriminated
against for exercising any of Your consumer's rights, including by:
·
Denying goods or services to You
·
Charging different prices or rates for goods or
services, including the use of discounts or other benefits or imposing
penalties
·
Providing a different level or quality of goods
or services to You
·
Suggesting that You will receive a different
price or rate for goods or services or a different level or quality of goods or
services
In order to exercise any of Your rights under the CCPA, and
if You are a California resident, You can contact Us:
·
By visiting this page on our website: https://www.SmartHealthQuote.com/contact
Only You, or a person registered with the California
Secretary of State that You authorize to act on Your behalf, may make a
verifiable request related to Your personal information.
Your request to Us must:
·
Provide sufficient information that allows Us to
reasonably verify You are the person about whom We collected personal information
or an authorized representative
·
Describe Your request with sufficient detail
that allows Us to properly understand, evaluate, and respond to it
We cannot respond to Your request or provide You with the
required information if we cannot:
·
Verify Your identity or authority to make the
request
·
And confirm that the personal information
relates to You
We will disclose and deliver the required information free
of charge within 45 days of receiving Your verifiable request. The time period
to provide the required information may be extended once by an additional 45
days when reasonable necessary and with prior notice.
Any disclosures We provide will only cover the 12-month
period preceding the verifiable request's receipt.
For data portability requests, We will select a format to
provide Your personal information that is readily useable and should allow You
to transmit the information from one entity to another entity without
hindrance.
You have the right to opt-out of the sale of Your personal
information. Once We receive and confirm a verifiable consumer request from
You, we will stop selling Your personal information. To exercise Your right to
opt-out, please contact Us.
The Service Providers we partner with (for example, our
analytics or advertising partners) may use technology on the Service that sells
personal information as defined by the CCPA law. If you wish to opt out of the
use of Your personal information for interest-based advertising purposes and
these potential sales as defined under CCPA law, you may do so by following the
instructions below.
Please note that any opt out is specific to the browser You
use. You may need to opt out on every browser that You use.
You can opt out of receiving ads that are personalized as
served by our Service Providers by following our instructions presented on the
Service:
·
The NAI's opt-out platform: http://www.networkadvertising.org/choices/
·
The EDAA's opt-out platform http://www.youronlinechoices.com/
·
The DAA's opt-out platform: http://optout.aboutads.info/?c=2&lang=EN
The opt out will place a cookie on Your computer that is
unique to the browser You use to opt out. If you change browsers or delete the
cookies saved by your browser, You will need to opt out again.
Your mobile device may give You the ability to opt out of
the use of information about the apps You use in order to serve You ads that
are targeted to Your interests:
·
"Opt out of Interest-Based Ads" or
"Opt out of Ads Personalization" on Android devices
·
"Limit Ad Tracking" on iOS devices
You can also stop the collection of location information
from Your mobile device by changing the preferences on Your mobile device.
"Do Not Track" Policy as Required by California
Online Privacy Protection Act (CalOPPA)
Our Service does not respond to Do Not Track signals.
However, some third party websites do keep track of Your
browsing activities. If You are visiting such websites, You can set Your
preferences in Your web browser to inform websites that You do not want to be
tracked. You can enable or disable DNT by visiting the preferences or settings
page of Your web browser.
Your California Privacy Rights (California's Shine the Light
law)
Under California Civil Code Section 1798 (California's Shine
the Light law), California residents with an established business relationship
with us can request information once a year about sharing their Personal Data
with third parties for the third parties' direct marketing purposes.
If you'd like to request more information under the
California Shine the Light law, and if You are a California resident, You can
contact Us using the contact information provided below.
California Privacy Rights for Minor Users (California
Business and Professions Code Section 22581)
California Business and Professions Code section 22581 allow
California residents under the age of 18 who are registered users of online
sites, services or applications to request and obtain removal of content or
information they have publicly posted.
To request removal of such data, and if You are a California
resident, You can contact Us using the contact information provided below, and
include the email address associated with Your account.
Be aware that Your request does not guarantee complete or
comprehensive removal of content or information posted online and that the law
may not permit or require removal in certain circumstances.
Links to Other Websites
Our Service may contain links to other websites that are not
operated by Us. If You click on a third party link, You will be directed to
that third party's site. We strongly advise You to review the Privacy Policy of
every site You visit.
We have no control over and assume no responsibility for the
content, privacy policies or practices of any third party sites or services.
Changes to this Privacy Policy
We may update Our Privacy Policy from time to time. We will
notify You of any changes by posting the new Privacy Policy on this page.
We will let You know via email and/or a prominent notice on
Our Service, prior to the change becoming effective and update the "Last
updated" date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically
for any changes. Changes to this Privacy Policy are effective when they are
posted on this page.
Contact Us
If you have any questions about this Privacy Policy, you can
contact us by visiting this page on our website: https://www.SmartHealthQuote.com/contact
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