People who have Health Savings Accounts love them. They enjoy the lowered premiums. They especially like the ability to fund their own healthcare with pre-tax dollars. Instead of paying the insurance company high monthly premiums for benefits you might not use, you can use these funds to create your own savings account.
Unlike cafeteria/flex plans, the dollars you put into your HSA continue to grow and grow, year after year. Even better, these funds can be used for popular things which most health plans currently do not cover such as alternative care, acupuncture, chiropractic care, naturopathic, dental, vision etc. This is why HSAs are so popular.