Alternative & Holistic Insurance in Oregon
“Alternative” Plans & Options
Smart Health specializes in finding our clients plans that provide the Alternative Medicine Insurance they want.
Alternative medicine and Holistic Care are very popular in Oregon – Oregonians thrive while using a natural approach to their body. Many people opt for Alternative Medicine for maintenance needs, while “traditional medicine” is used for major medical concerns.
Chiropractic, Acupuncture & Naturopathic Coverage
What is Considered Alternative Medicine?
Acupuncture
Chiropractic care
Massage therapy
Hypnotherapy
Homeopathy
Naturopathy
Dietary supplements / Nutrition
One of the most popular options for holistic health care and alternative medicine is the HSA (health savings account). It’s a qualified health plan that allows you to put money away tax free in a Health Savings Account for medical expenses not covered by your health plan. An HSA can be used for alternative health care such as Chiropractic, Acupuncture and Naturopathic coverage. You are able to use tax-free dollars for all of your health care needs.
Questions we will answer about your alternative care plans:
Does this care need to be pre-authorized or pre-approved?
Do you need a referral from your primary care provider?
Can your naturopath be your primary care provider?
What services, tests, or other costs will be covered?
How many visits are covered and over what period of time (for example, 6-10 visits a year of acupuncture)?
Is there a co-payment?
Will the therapy be covered for any condition or only for certain conditions?
Will any additional costs be covered, such as lab tests, dietary supplements, equipment, or supplies?
Will you need to see a practitioner in network? If so, can they provide a list of practitioners in your area?
If you use a practitioner who is not part of the network, do they provide any coverage? Are there any additional out-of-pocket costs?
Are there any dollar or calendar limits to your coverage?