Individual & Family Plans

Smart Health Family Insurance Parents and Child

What Plan Is Best For You?

Do you want:

Low cost

Full coverage

Major medical

Mental health

Rx drug coverage

Specific doctors & hospitals

Out of network coverage

Freedom to pick your own doctor

Alternative care 
– Naturopathic 
– Chiropractic
– Acupuncture

Get Started
No one can be denied due to a pre-existing condition.

How Do You Juggle?

Cost

Coverage

Choice of doctors

Hospital network

Customer service

Freedom from referrals

A company that pays claims

Design the perfect plan for you

How do you juggle cost vs coverage vs company? That's what I do. Give me a call and I will take your specific needs vs budget vs doctors and help you find the best plan for you.

You must be eligible to apply for Individual/Family health plans

You must qualify under one of the two categories:
Open-Enrollment
Each year from November 1st to December 15th you may apply for a health plan that will start January 1st of the next year. This is called the open enrollment period which is mandated by the federal government.
Special Enrollment Periods
You may qualify for a special enrollment period throughout the year. These are called qualifying life events and are time sensitive. You must apply within 60 days of the common qualifying event. Some common qualifying life events are: loss of group health insurance plan, Medicaid, CHIP, moved out of current plan's coverage area, marriage, divorce, loss.

Common Questions About Individual Insurance:

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